450)h=450">ANDY向同事Jane諮詢公司醫療保險的事。ANDY: Hey, you familiar with our company's insurance policies?Jane: Umm....I think so. What's up?A: I've never really paid attention to the fine print of our insurance policies...---1---.J: Really? Are you OK?A: I have a slipped disc in my lower back and the doctor says surgery is probably the best option. ---2---?ANDY問Jane熟不熟悉公司的醫療保險條款，insurance是保險，policies是條款，醫生說他腰椎肩盤突出，可能要做手術，需要向保險公司make a claim，提出醫療賠償。ANDY說，自己從沒仔細研究過公司醫療保險的fine print，fine print小號字，意思是規定細則，不知道做腰椎肩盤手術，保險公司是不是出錢，這裏動詞用cover, to cover this kind of thing 意思是保險涵蓋這類治療。J: ---3---.A: Hummm...I think I'll have to talk to the doctor again about that I'm going to have to make some claims, I think I'd better try and understand how the system works. ---4---?J: Sure. Basically we have two insurance policies for employees...---5---. The company pays the premiums for workman's compensation, and for a significant part of the medical coverage, but you pay part of that premium, 說，如果病情起因跟工作有關，那保險肯定是管的，她還給ANDY做了進一步解釋，這裏用的 break something down意思是把一件事情分成幾部分，詳細說明。Jane說，公司有兩種保險，一種是workman's compensation, 工人撫卹金保險，保費由公司出；另一種是medical coverage醫療保險，公司出一大部分保費，其餘由員工出，在醫療保險中，保費是premium, p-r-e-m-i-u-m, premium保費。A: ---6---?J: Yep. Every country in the world has a different system, but here we buy insurance from a private provider.A: So workman's compensation is if I slip and break my arm while working in the office or on the job, right?J: That's right. The company pays for all your medical bills and there is also some financial compensation if you have to take days off to see doctors or spend time 說，自己每月工資單上都會有一欄扣的就是醫療保險的保費，工資單在英語裏叫 pay slip. ANDY又問，workman's compensation是不是隻管在工作場所或是工作期間受的傷，Jane回答說，沒錯，在這種情況下，不僅一切醫療費用都由公司出，而且如果員工需要 take days off請假去看醫生，或是休養 recuperate, recuperate is spelled r-e-c-u-p-e-r-a-t-e, recuperate, 還能得到某些經濟補貼。padding-bottom: 75%;">but it looks like I'm going to need to make a claimDoes our worker insurance cover this kind of thingIf the injury is workplace related I'm sure it's completely coveredWould you mind breaking it down for meworkman's compensation and medical insuranceThat's the charge for insurance I see on my pay slip each month, right這篇材料你能聽出多少？點擊這裏做聽寫，提高外語水平>>
