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不想爲錢爭吵?那就別再做這些事了

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不想爲錢爭吵?那就別再做這些事了

Jumping right to the big topics
直接談論重大話題(金錢)

Although it's important to talk about money, jumping straight to the million-dollar question (which differs depending on the couple) is a huge hurdle to leap right away. Instead, Bressington recommends keeping the conversation light and short for the first couple of weeks. Focus on what the upcoming expenses are for the next week, and how well you both stuck to the previous week's plan. Once you get comfortable with that, start discussing more long-term goals, or why you each have the spending habits you do. 'Then you can start to build a solid money future,' Bressington says. And rest assured, money is one of those normal fights that even happy couples have.
儘管談錢很重要,但直接跳到數百萬美元的問題(因情侶而異)卻是你應該跳過的巨大障礙。相反,佈雷辛頓建議,剛開始的幾個星期,可以聊些輕鬆、簡短的話題。重點關注下週的開支、以及上週計劃的執行情況。一旦適應談有關金錢的話題,你們就可以討論更多的長期目標,或者聊聊你們的消費習慣爲何如此。"之後你們就開始建立穩定的金錢未來,"佈雷辛頓說道。放寬心,每對幸福的情侶都爲金錢吵過架,很正常。

Sharing every penny
分享每一分錢

Most financial advisors give joint bank accounts a big thumbs up. After all, 'it fosters openness and teamwork' when couples share responsibility for the household income, says Matt Bell, blogger and author of Money & Marriage: A Complete Guide For Engaged and Newly Married Couples. But sharing every penny can also lead to secrets, distrust, and blame between partners, especially if they have different spending habits and personalities.
很多財務顧問都覺得聯合銀行賬戶是個好主意。畢竟,當情侶共同分擔家庭收入的責任時,'它能促進公開和團隊精神',博主、《金錢與婚姻:爲訂婚和新婚夫婦定製的完整指南》(Money & Marriage: A Complete Guide For Engaged and Newly Married Couples)一書的作者馬特·貝爾說道。但分享每一分錢會導致情侶之間存在祕密、不信任和相互責怪,尤其是當他們有着不同消費習慣和個性的時候更是如此。

To avoid those fights, Bressington recommends setting aside a certain amount of money for each partner to spend on whatever they want-no questions asked. This gives the couple some freedom to spend on themselves, sans guilt (and fights!). Here are even more surprising secrets of the most happily married couples.
爲避免這些爭吵,佈雷辛頓建議每個人留一筆錢購買自己想要的東西--另一方不得過問。這樣既賦予情侶一定程度的消費自由,又不會讓他們感到愧疚(也不會爲此爭吵!)。這裏還有更多關於最幸福夫婦的祕密,令人吃驚哦。

Letting one person handle the budget
讓一個人管錢

Whether you have a one-income household or both are wage-earners, having just one partner manage the household budget is a big no-no. Not only can it leave one-half of the relationship in the dark when it comes to expenses, but it can also lead to misunderstanding and distrust between the couple. 'Many fights are based on at least one party simply not knowing or not understanding-sometimes it's both parties,' Bressington says. 'Establish a base level of understanding, and the fights subside.' Still, 'it can be helpful to divvy up the financial responsibilities,' Bell says.
不管你家掙錢的是一個人還是兩個人,讓一個人管錢可是不行的。這不僅會讓你們的關係在談到開支時處於黑暗,而且還會導致情侶間的誤解和不信任。'很多爭吵都是因爲一方不知道或不理解--有時候雙方都不知道或不理解造成的,'佈雷辛頓說道。'建立基本的信任,爭吵就會平息。'但,'分擔財務責任可能會帶來幫助,'貝爾說道。

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